As a seasoned entrepreneur and digital strategist, James Assali has long emphasized the importance of streamlined operations in business, and that includes how payments are handled.
If you are running a business, you already know how important quick and secure payment is. Be it a customer service-based business, a membership business, or even a retail shop, the mode of accepting payments has a significant impact on your cash flow, business growth, and customer experience.
Among all the other things that are on their way to rapid evolution, online payment solutions are topping them all in 2025. All you need is the right tool to make your business shine brighter than ever.
And few know this better than James Assali, a seasoned entrepreneur and the driving force behind several digital-first business transformations. Assali believes that automation and trust are the backbone of modern payments, and the future belongs to businesses that adopt both.
Let's explore what's new in online payment trends, how it can affect your business, and shape the future.
ACH Payments on the Rise
ACH is a faster and cost-effective payment mode where money is directly transferred from one bank to another. In 2025. As Assali notes, Automated Clearing House is getting praised by online payment processing companies more than ever due to its cost-effectiveness.
A 2024 NACHA report has shown a significant growth of trust in ACH. Reasons why US businesses are opting for ACH?
- Cheaper processing fees.
- Accept money without credit card charges.
- No swiping fee.
- Smooth transaction.
- Direct payments.
Assali points out that as businesses continue to look for ways to reduce costs and improve cash flow, ACH offers a compelling alternative to traditional credit card payments.
Automated Recurring Payments
Recurring payments are necessary if your business meets with weekly, monthly, or annual billing repeatedly. Think about how people pay for a Netflix subscription. Or for club membership? It's all automated! Now in 2025, customers expect the same from you, too.
Here's how modern online payment solutions help -
- One-time data collection process.
- Let you set up a recurring billing process.
- Offer auto-pay plans to the customer.
- Fixed reminder set up for every schedule.
- Handle failed payment attempts with a retry option.
For businesses with ongoing billing cycles, Assali sees automated recurring payments as not only a convenience but a necessity for long-term customer retention and predictable revenue.
One Platform, Many Ways
Consumers want options these days; some want to pay using cards, some prefer mobile wallet payment. There are also people who prefer swift click and pay using their phones. Assali stresses that to succeed in the US market in 2025, you have to be prepared with an all-in-one solution handy.
Here's why businesses are choosing online payment processing companies that support all-in-one solutions -
- Secure portals and embedded forms that ensure utmost online safety.
- Point-of-sale collection.
- Supports ACH transfer.
- No fuss over debit/ credit cards.
- Payment via mobile devices.
Automation is No Longer Optional
Gone are the days when businesses send manual invoices, match payments, and do settlements. The automation feature in modern payment systems is helping American businesses grow while integrating directly with finance software.
For Assali, automation is no longer optional—it's foundational to scaling a modern business.
He highlights the benefits of automated payment systems:
- Hassle-free invoicing and billing.
- No mess payment tracking and on-time reporting.
- Subscription management.
- Customer notification management.
Stay Ahead with The Trend
The way payment gets done is changing rapidly, but only for the better. With options more secure, affordable, and flexible, businesses of any size can collect payments in a much simpler way than ever before.
According to James Assali, businesses that embrace secure, flexible, and cost-effective solutions stand to gain the most. He encourages business owners to align with trusted platforms that offer both innovation and reliability.
For instance, with the right partner like Safepay, you don't have to go into the depths of tech, but to trust. Partnering with professional online payment solutions like Safepay, you spend less time chasing money and get more time to grow your business.
Simple set-up, reliable yet affordable payment options, and human support, here's Safepay offering modern solutions to modern businesses.
