Taking time off work due to stress is sometimes necessary to protect your health and prevent further decline. In the United States, stress-related leave is generally covered under sick leave policies, the Family and Medical Leave Act (FMLA), or short-term disability programs. But for many people, the hardest part is figuring out what to say to a doctor to explain their situation and request time off. This guide walks you through how to approach your provider, what they consider before issuing a doctor’s note, and how to ensure your absence is properly documented.

Is Stress a Valid Reason for Medical Leave?

Yes. Stress, anxiety, and burnout can all be legitimate reasons for medical leave if they impact your ability to function at work. Your employer may require documentation, and in many cases, your leave will need to be supported by a healthcare professional. Depending on your workplace policies and your eligibility under federal law, you may qualify for:

  • Paid sick leave (if available)
  • FMLA leave (up to 12 weeks of unpaid, job-protected leave)
  • Short-term disability (through employer-sponsored insurance)

All of these options require medical documentation, typically in the form of a doctor’s note for work that verifies you were evaluated and are temporarily unable to perform job duties.

How to Prepare for the Appointment

Before you speak with your doctor, take some time to think about how stress is affecting your work and daily life. If possible, track your symptoms over several days or weeks. Write down how your mental and physical health have changed, and be ready to describe specific examples. This preparation will help you speak clearly and give your provider the context they need.

What To Say To Your Doctor About Stress

During the appointment, be direct and honest. Your doctor is trained to evaluate mental health conditions, but they can only make an informed decision based on what you share. You don’t need to sound clinical, you just need to be real about your experience.

Some examples of what you might say include:

  • “I’ve been feeling mentally exhausted for weeks. I can’t focus at work and I’m constantly anxious.”
  • “I’m struggling to sleep, I’m irritable all the time, and I’ve had a few panic attacks. It’s affecting how I function at work and at home.”
  • “Work has become overwhelming. I’ve tried managing the stress, but it’s not getting better. I think I need time away to recover.”

Be specific about how long it’s been going on, what has triggered or worsened the stress, and how it’s interfering with your job performance or safety. Mention any physical symptoms as well, such as headaches, fatigue, digestive issues, chest tightness, or sleep disruption.

What the Doctor Will Consider

Your doctor will assess your symptoms, medical history, and overall mental health. They may ask follow-up questions about:

  • The severity and duration of your symptoms
  • Any previous mental health diagnoses or treatment
  • How work responsibilities are impacting your emotional well-being
  • Whether time off would help stabilize your condition
  • If other interventions such as therapy, medication, or lifestyle adjustments might be needed

If your doctor agrees that you are medically unfit to work due to stress, they will prepare a doctor’s note or medical certificate confirming this.

What Should Be Included in a Doctor’s Note for Stress Leave

A doctor’s note for stress leave typically includes:

  • Date of evaluation
  • Confirmation that you were seen by a licensed healthcare provider
  • Statement that you are unfit to work for a specified period
  • Anticipated return-to-work date or follow-up evaluation date
  • Provider’s name, practice information, and signature

The note does not need to mention “stress” or provide a diagnosis unless you are applying for FMLA or disability benefits, which may require more detailed documentation. In most standard workplace cases, a brief and privacy-compliant note is sufficient.

Can a Doctor Refuse to Issue a Note for Stress Leave?

Yes, a doctor may decline to issue a note if they do not believe that leave is clinically necessary or if your symptoms don’t meet the threshold for medical impairment. If this happens, you have a few options:

  • Explain your symptoms more clearly and ask what alternative support might be available
  • Consider whether another provider, such as a therapist or psychiatrist, may be more appropriate to assess your condition
  • Seek a second opinion if you strongly feel your concerns weren’t understood

Keep in mind that stress impacts everyone differently, and it’s important to find a provider who takes your symptoms seriously.

Requesting FMLA or Short-Term Disability for Stress

If you are eligible for leave under the Family and Medical Leave Act, your employer may require that your doctor complete an official medical certification form. This is more detailed than a standard note and may ask about your diagnosis, expected recovery time, and your ability to perform job duties. Similarly, short-term disability claims often require additional forms and regular updates from your provider. In both cases, it's important to continue follow-up care to keep documentation current.

Conclusion

Stress leave is a medically valid and legally protected option in many workplaces across the U.S. The first step is an honest conversation with your doctor. Describe your symptoms in everyday language, explain how your job is affecting your health, and ask if medical leave is appropriate. If your condition warrants time away, your provider can issue a doctor’s note to document the need. To see how such documentation is typically written, you can review a professional doctor’s note template that aligns with workplace and healthcare standards. Clear communication and the right support can help you take the time you need to recover.