Poor housing conditions don’t just damage the bricks and mortar around you — they can also take a serious toll on your mental health. If you’re living with damp, mould, structural problems or constant delays in repairs, it’s not unusual to feel stressed, anxious, or even depressed. But what many tenants don’t realise is that the law is on your side — and you may be entitled to take action.
In this blog, we explore how housing disrepair affects your mental health, what your legal rights are, and how you can get help to hold your landlord accountable.
How Housing Conditions Impact Mental Health
Living in a property that’s falling into disrepair can make everyday life feel overwhelming. It’s not just an inconvenience — it’s a constant reminder that your home isn’t safe, clean or comfortable.
Common issues that affect mental health include:
- Persistent damp and mould
- Inadequate heating and cold homes
- Rodent or pest infestations
- Leaks, broken windows, or faulty electrics
- Landlords ignoring repeated repair requests
These problems can cause:
- Stress and anxiety about health risks or escalating damage
- Depression or hopelessness when nothing gets fixed
- Sleep problems caused by poor living conditions
- Shame or social isolation when you feel embarrassed to have visitors
- Worsening existing mental health conditions
For many tenants, especially those with children or vulnerable family members, these effects can feel endless and exhausting.
Do You Have Legal Rights If Your Mental Health Is Affected?
Yes. Under UK law, your landlord has a legal duty to keep your property safe and fit to live in. That includes ensuring:
- The structure and exterior are in good condition
- Heating, gas, water and electrics work safely
- There is no serious damp or mould
- The property is free from infestations
If you live in a housing association, social housing or council home and your landlord fails to act within a reasonable time after being informed of disrepair, they may be in breach of their legal obligations — and you may have grounds for a housing disrepair claim.
Mental health impacts can also be considered part of your claim for compensation, especially if you have seen a GP or mental health professional about the issue.
Can You Claim for Mental Health Impacts?
Yes — and many tenants do.
You may be able to claim:
- General damages for pain, suffering and mental distress
- Special damages if you’ve had to pay for repairs, temporary accommodation or medical expenses
- Repairs to be carried out promptly
- Compensation for the loss of enjoyment of your home
To support a claim related to mental health, it helps to:
- Keep a record of symptoms (journals, mood diaries, photos)
- Seek medical advice or referrals (your GP can help)
- Keep evidence of your communication with the landlord
- Take photos and videos of the disrepair
What Tenants Should Do Next
If you’re feeling the mental strain of living in poor conditions, you’re not alone — and you don’t have to suffer in silence. Here’s what to do:
- Report the disrepair to your landlord in writing
- Keep records of all contact and responses
- See your GP and explain the impact on your wellbeing
- Contact a specialist firm of housing disrepair solicitors to discuss a potential claim
Here to Support You
Housing Disrepair solicitors help tenants across the UK take legal action when landlords fail to provide safe, liveable housing. They understand the emotional and psychological impact of disrepair, and will support you with compassion, discretion, and expert legal advice.
