Car accidents are frightening ordeals. Worst-case scenarios are when fatalities occur. You could also walk away scot-free and file a report on the situation. But are you really unharmed?
In some cases, people don't experience injury symptoms until much later. Adrenaline and shock could keep you from feeling the pain right away. Interestingly, it's a common occurrence among those caught in vehicular accidents.
There's just one problem: delayed injuries may complicate your insurance claims and medical costs. You'll need expert legal advice to navigate this issue. So, keep reading to learn when to hire a car accident lawyer after you feel delayed injury symptoms.
When Your Symptoms Don't Immediately Appear
There are cases where you only start to feel pain days after the accident. A minor injury could turn into something severe. You might think the issue isn't even worth mentioning. Unfortunately, injury delays could work against you when you file an accident claim.
An accomplished car accident lawyer can connect the dots between your symptoms and the incident. They'll coordinate with your doctors to build a clear timeline and ensure your medical records reflect the connection.
If you delay seeking legal assistance, the insurance company may argue that you got injured elsewhere. Personal injury lawyers can provide all the help you need at this stage.
When Insurers Deny Your Claim
Insurance companies are often seen as a significant hurdle to vehicular accident victims. You'll never know if they'll push back on the claims you file. They may dispute your symptoms or say you don't qualify for coverage.
If you're wondering when to hire a car accident lawyer, being trapped in these situations is one of the best times. An experienced attorney can negotiate with the insurers. Your lawyer will also push back against them if they try to minimize your injury.
It's vital to have legal representation when arguing for fair compensation. Attorneys know how to fight for your rights correctly and within the law. If the first offer doesn't cover your treatment costs, you don't have to accept it.
When You're Facing Ongoing Medical Treatment
You could be undergoing treatment or pain management for the sudden symptoms of your injury. Getting immediate medical care is a must, especially after a car accident. Some injuries, while mild now, could develop into long-term consequences. When this happens, you could be out of work and face skyrocketing medical bills.
Here's where a skilled personal injury attorney could aid you. They can help calculate future expenses and include them in your claim. The data will include your medical expenses, lost wages, and other financial impacts.
Without legal support, you might underestimate your injury's long-term cost. If you accept a settlement, you can't ask for more. Your lawyer must be around to prevent that from happening.
When the Other Driver Disputes Fault
Still not sure when to hire a car accident lawyer? If the other driver or their insurance company claims the incident was your fault, you need to call one immediately. This issue happens more often than you think, especially if injury reports are made days or weeks later. Insurance teams may suggest that you got injured by other means or that you're exaggerating symptoms for a huge payout.
In times like these, legal representation matters. An experienced lawyer can gather proof that you received your injury from the car accident. The proof could also prove the other driver's liability. Evidence may include:
- Traffic camera footage
- Police reports of the accident
- Witness statements
- Medical records
- Other official documents like pay stubs, medical bills, and receipts related to the accident
Your lawyer could also bring in medical experts to explain how your injury was consistent with the collision. You need this support, or it's your word against the other driver.
When You Missed Early Reporting Deadlines
Your insurance policy might have a strict deadline for reporting personal injury cases. The company could reject your claim if you wait too long. Some states even have legal deadlines or statute of limitations for filing injury claims. Missing these deadlines could mean losing your right to maximum compensation.
If you didn't realize the extent of your injury until later, your lawyer could help you. They'll explain the delay as best as possible and try to preserve your claim. For instance, your lawyer could argue that time didn't start until you discovered your injury.
However, you need someone who understands the laws surrounding car accidents. Personal injury attorneys are your best bet. Besides knowing how to navigate the technicalities, they also know the tactics insurers use to undermine your claim. The companies can use your lack of knowledge against you. That's why you should know when to hire a car accident lawyer and bring someone to your side.
When You're Unsure What To Do Next
Managing an injury post-accident isn't fun. It's an overwhelming situation, as well as handling the claims process and medical appointments. You might worry so much that you don't know what else to do.
By this point, you already know who you need—an experienced car accident attorney. A skilled one will take the burden off your shoulders. You no longer have to worry about paperwork or talking with insurance adjusters. Your lawyer will handle all that for you. While you prioritize recovery, they'll focus on protecting your rights and finances.
Final Thoughts
You must act fast and smart if you feel delayed symptoms after a vehicle collision. It's not always easy to fight for personal injury claims after the fact. But with legal help, it may be smooth sailing from there. Realizing when to hire a car accident lawyer helps prevent costly mistakes.
Talk to a reputable lawyer as soon as possible if you start experiencing pain or when insurance companies won't listen. Even if it feels like it's a little too late, don't extend that wait any longer.
